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Platform Tutorials

Platform Tutorials

On this page, you can find both video and text tutorials on how to use our platform.


How to download the credit risk report or a valuation report

Video instructions

Text instructions
From the platform of creditreports.dk, the user is able to download an automated credit risk report or valuation report based on the company’s financial information. The credit report displays the financial state of the company with text and visualizations.

  1. Log in to the platform with your credentials at https://platform.creditreports.dk/
  2. After login, the user is redirected to the Main page. Click “Company search” on the Main page and search for your desired company. The user may also use the search bar on the main page.
  3. Click “Search” and after that choose “Download” option next to the company’s name. The download is not necessary if you have already imported the data of the specific company. In this case, click “Go to company” and skip the step three.
    • If the data of the already downloaded company has been updated, the user will also have the option “Update” next to the “Go to company” text box. The user may press it to get the latest information.
  4. Confirm the download by clicking “Continue”. The data import may take a few minutes.
  5. Now the data is imported, and the user can view company’s financial statements, valuation etc.
  6. To get a full report of the company’s credit risk or valuation, click “Generate report”. This will open a dialogue box with which you are able to choose a type, a language and a format of the report. After making the desired choices, click “Generate report” and the report will be downloaded to your files.

What to do if you can’t find a company

Video instructions

Text instructions

If you cannot find the company you are looking for, you can manually download it from the Danish business registry. Follow these steps to do so:

  1. Registration/Login: Find and click on the link with a red background, which will direct you to the registration or login page.
  2. Creating an account/logging in: If you haven’t created an account yet, do so by following the provided instructions. If you already have an account, log in using the “log in page” link.
  3. Searching for a company: Once logged in, search for the desired company using the search bar on the homepage of the Danish Business Registry.
  4. Downloading Information: After finding the correct company in the search results, you can download its information to the database. This can be done by clicking the “Download” button next to the company’s name. In the next screen, press “Continue” to start downloading the financial information from Danish Business Registry. This might take a few minutes.
  5. Explore our pages: After the download is completed, you can explore all the available information of the company, e.g., download its credit or valuation report. 

How to use the Valuation tool

Our system provides a valuation tool that can be accessed as follows:

  1. Registration/Login: Log in or register to our system.
  2. Download and explore company information: Search for your desired company in our system by using the search bar. Click the “Download”, “Update” or “Go to company” button next to the company name. See instructions in section What to do if you can’t find a company for more in-depth tutorial on downloading company information.
  3. Explore our Valuation tool: After the download is completed, you can explore the company pages in our system. Select the “Valuation” tab to view our Valuation tool.

Below you will find instructions on how to use the Valuation tool and its different aspects in text and video form.

DCF Valuation

Video instructions

Text instructions

One of the valuation methods we use is the DCF method (Discounted cash flow method), which estimates all the company’s future cash flows and discounts them to the current value to produce an estimated value of the company. For a more comprehensive explanation on how to interpret and use the DCF method, please refer to, e.g., Prof. Damodaran’s lecture notes on DCF valuation or see the article Valuation using discounted cash flows on Wikipedia.

Doing your own valuation:

  1. Estimate generation: If the company does not have any estimates readily available, you can generate them by pressing the Generate Estimates button. You can either choose to generate all estimate years or only some of them (see section ‘4. Final adjustments’ why the latter can be of use). This will automatically generate sophisticated estimates for each row on income statement and balance sheet. These estimates are usually projections that are based on historical data. This typically takes between 30 seconds and 1 minute.
  2. Making your own estimations in the ‘Valuation’ tab: When you have estimates in place, you can change these estimates to suit your personal views of the company. This can be done by clicking the Change estimates button. Some key figures, such as net sales and EBIT (Earnings before interest and taxes), can be changed directly from the Valuation tab and this is indicated by an underlining below the figures such as 10,230. Our Valuation tool is dynamic and as such any change to a figure will automatically reflect the changes to other values that are dependent on it. For example, by changing the net sales or its growth, the absolute EBIT will be adjusted so that the EBIT-% stays the same relative to the updated net sales. Many other parameters will be updated similarly if they are relative to net sales.
  3. Making your own estimations in the ‘Financial Statements’ tab: Most of the rows in the DCF valuation are just constituents of different rows or groups of rows from the financial statements and thus they cannot be changed directly from the DCF calculation. Therefore changing, e.g., the row “- Paid taxes” requires you to change the values in “Income taxes” row on the ‘Financial statements’ tab. After changing the row, it will automatically update the corresponding row in DCF valuation. Other rows in the DCF valuation follow the same logic.
  4. Final adjustments: If you have changed the estimates only for the first few years, you can then generate new estimates from that year forward by pressing the Generate estimates button and choosing the years you want to keep so that they won’t be generated again. This will align the rest of the estimation years to be calculated based on your inputted estimates.
  5. Saving your estimates: After you are satisfied with your overall estimates, you can click the Save… button. Write the name of your scenario and choose whether you want the estimates to be public (seen by all users) or hidden (seen only by you) and click Save.
  6. Downloading a valuation report: You can also generate an automatic valuation report based on your estimate changes. Click on the Generate report button and choose ‘Valuation report’ from the ‘Report:’ dropdown menu. From pages 8-9 you can find more information on the DCF calculation including a sensitivity analysis based on your estimates.