AI Credit Report
for Danish companies
A clearer, AI-assisted credit risk report that combines company financials, credit risk data, and written analysis into one decision-ready PDF.
What it is
Same credit risk data.
Better AI-assisted analysis.
The AI Credit Report builds on the same financial and credit risk data as the standard Credit Risk Report. The difference is the AI-assisted analysis layer: clearer written interpretation, qualitative observations, and a more decision-ready summary.
The report is designed for users who want more than raw figures — a clearer explanation of what the numbers mean, what risks matter, and what should be checked before making a credit decision.
It is delivered as a downloadable PDF and purchased on a per-report basis. No subscription required.
AI Credit Report includes
- Financial statements and key ratios
- Credit score and credit rating
- Bankruptcy risk assessment
- Credit limit recommendation
- AI-assisted written analysis
- Web-search-supported qualitative observations
- Decision-ready narrative summary
Comparison
Standard Credit Risk Report vs AI Credit Risk Report
| Feature | Standard Credit Risk Report | AI Credit Risk Report |
|---|---|---|
| Financial statements | ||
| Key financial ratios | ||
| Credit score | ||
| Credit rating (AAA–C) | ||
| Bankruptcy risk (24-month) | ||
| Credit limit recommendation | ||
| PDF delivery | ||
| AI Credit Risk Report only | ||
| Fraud checks | — | |
| Repayment analysis | — | |
| Collateral assessment | — | |
| Business & market analysis | — | |
| Qualitative risk analysis | — | |
| AI-generated credit memo | — | |
Report structure
What the AI Credit Report contains
Company overview
Legal name, CVR number, industry, founding year, location, and key company facts.
Financial statement data
Income statement, balance sheet, and cash flow summary based on official Danish filings.
Key financial ratios
Profitability, solvency, liquidity, and efficiency ratios with trend comparison.
Credit score and credit rating
Quantitative credit score (0–100) and credit rating based on Valuatum's risk models.
Bankruptcy risk
Probability of default estimate derived from financial data and machine-learning models.
AI-assisted qualitative observations
Contextual observations on the company's business environment, based on web-search-supported AI analysis.
Written credit risk analysis
A clear, AI-written interpretation of the financial and credit risk data — explaining what the numbers mean.
Conclusion and decision-support summary
A concise summary of key risk factors and credit considerations to support the user's credit decision.
See what the AI Credit Report looks like before ordering
Download a sample AI Credit Report to understand the format, structure, and depth of analysis before placing an order. The sample is based on illustrative data and represents the report format.
Pricing
Order for any Danish company
The AI Credit Report is intended to support financial and credit risk assessment. Final credit decisions and further due diligence remain the user's responsibility.
FAQ