Danish Company Intelligence · 300,000+ companies

Improve the quality of
your credit decisions

The most accurate company credit ratings and credit risk reports available instantly — to support your risk management and company valuation decisions. Powered by Valuatum's machine-learning models.

Our products

Credit risk and company valuation
for Danish companies

Credit Risk Tool

The most accurate credit rating and bankruptcy risk estimates for Danish companies, powered by XGBoost machine-learning models. Includes credit score, credit rating, credit limit suggestion, financial statements, and industry comparison.

  • Credit score and credit rating (AAA–C)
  • Bankruptcy risk estimate (24 months)
  • Credit limit suggestion
  • Financial statements & key ratios
  • Industry comparison

Company Valuation Tool

Reliable company value estimates with automatically generated forecasts and editable scenarios. Understand business value for ownership changes, partnerships, and funding decisions.

  • Automated financial forecasts
  • Editable estimates and scenarios
  • Multiple valuation methods
  • Comparative data from 300,000+ companies

Danish business directory

Search 300,000+ Danish companies — start for free

Access company financial data, credit ratings, and risk indicators directly from the Danish Central Business Register. During beta, the platform is available with full free access.

Also see Jysk A/S as an example of our business directory — from there you can easily access the full system for credit risk and valuation analysis.

Free company view for every company in the database
Key financial indicators and credit risk summary
3 free reports per month after beta
Order detailed reports directly from company pages

Search by company name or CVR number

Beta access — currently free

During beta, you receive unlimited credit reports free of charge. After beta, 3 free reports per month are guaranteed.

New — November 2025

AI Credit Report
The same credit risk figures, stronger AI analysis.

The AI Credit Report includes the same financial and credit risk data as the standard Credit Risk Report, but adds AI-assisted written analysis, web-search-supported observations, and a clearer decision-support summary — all in one PDF. Ideal for larger credit decisions where numbers alone are not enough.

  • Same financial statements, ratios, credit rating & bankruptcy risk
  • AI-generated written analysis of the company
  • Qualitative business and operating environment observations
  • Decision-ready narrative summary
  • One-off purchase — no subscription required

Price: €3 / report · Order by email — we respond within one business day

AI Credit Report — €3

Structured AI analysis for
any Danish company

Company overview + financial statements
Credit score, rating & bankruptcy risk
AI-assisted written analysis
Decision-ready narrative summary

How it works

From registration to report in minutes

Register to the system

Fill in your details and receive a confirmation email. Access is free — no payment required during beta. Register here →

Select a company

Navigate to the company search, find any of 300,000+ Danish companies, and view financial data and credit risk indicators.

Download your report

Generate a complete credit risk report including credit rating, bankruptcy risk, credit limit recommendation, and financial analysis — powered by machine-learning.

Why CreditReports.dk

State-of-the-art machine learning for better credit decisions

Our XGBoost model is trained on extensive historical financial data and bankruptcy outcomes. Unlike traditional fixed-weight models, it dynamically adjusts variable importance based on each company's individual circumstances — consistently outperforming alternatives.

63%

Credit loss reduction

Our ML model reduced credit losses by up to 63% compared to traditional logistic regression in Finnish market testing on 200,000 companies.

94%

Bankruptcy prediction accuracy

Over 94% of bankruptcies occurred in the bottom 50% of companies by our credit score — 280× higher default rate in the lowest decile vs. highest.

30+

Dynamic financial variables

The model evaluates over 30 financial indicators — solvency, profitability, liquidity, industry risk, size — adjusting weights for each individual company.

Credit Risk Report

Credit Rating

BB+

Credit Score

68/100

Bankruptcy Risk

4.5%

Credit Limit

DKK 2.4M

Illustrative example. Not real company data.

Credit Risk Tool

Accurate credit risk reports based on official Danish financial data

The CreditReports.dk platform provides assessments for over 300,000 Danish businesses, based on financial statements from the Danish Central Business Register. Includes an online interface for viewing and modifying financial data with computer-generated forecasts.

  • Credit score and rating history (up to 5 years)
  • Bankruptcy risk for next 24 months
  • Credit limit suggestion based on equity and cash
  • Industry comparison and average scores
  • Financial statements with automatic key ratios
  • Company overview and basic information

Recent updates

New services

November 2025

AI Credit Report

AI-powered credit risk reports combining financial data with written AI analysis. Available for any Danish company. €3 per report — order by email.

Order AI Credit Report
May 2026

Finnish Credit Risk Service

Luottoriskit.fi — the same credit risk platform now available for Finnish company evaluation. Covering Finnish companies with the same XGBoost models.

Luottoriskit.fi
AI-Powered Tool

Separate AI PDF tools for non-Danish companies

Upload any PDF financial statement and receive an instant valuation or credit risk report in under 2 minutes. For companies outside Denmark — supports English, Finnish, and Swedish. Available at valuation.valuatum.com.

Try it now

Pricing

Transparent, flexible pricing

Always free

3 reports / month

€0

3 free company reports every month — guaranteed

  • Full credit risk report
  • Platform access included
Create free account
New

One-off purchase

AI Credit Report

€3

per report · Order by email

  • Full credit risk data
  • AI written analysis
  • Decision-ready PDF
Order by email

View full pricing — extra reports from €8

Get started today

Start for free — no payment required

Register and gain immediate access to 300,000+ Danish companies during beta.

Powered by Valuatum · Helsinki, Finland